Storm Damage Highlights Hangar Insurance Gaps

Spring storms caused significant hangar damage across the Midwest last month, prompting renewed discussion about hangar insurance requirements.

At least a dozen hangars sustained structural damage from straight-line winds exceeding 80 mph. Several aircraft were damaged when hangar doors failed.

Insurance Lessons

Many affected pilots discovered gaps in coverage. Standard aircraft insurance often excludes ground damage during named storms, while hangar keeper policies may not cover tenant aircraft.

Review your policy’s windstorm provisions carefully. Some insurers require aircraft to be tied down inside hangars; others exclude hangar damage during specified weather events.

Prevention Measures

Bi-fold doors proved more vulnerable than hydraulic or sliding designs. Pilots evaluating hangars should assess door construction and maintenance history.

Basic preparation—securing loose items, verifying door latches, and maintaining weather seals—prevents much incidental damage during moderate storms.